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💰 Financial & Practical Planning


Beyond ERV: Why the Italy Investor Visa Should Be on Your Radar
Explore Italy’s Investor Visa as an alternative to the ERV. Learn requirements, process, pros/cons, and how it can lead to residency in Italy.
Caesar Sedek
Aug 196 min read


You Made It to Italy - Now What?
How to apply for the Permesso di Soggiorno, Tessera Sanitaria, set up banking, and get your life started in Italy as an ERV visa holder.
Caesar Sedek
Aug 55 min read


Do You Need an Italian Bank Account - Or Is Wise Enough?
Thinking of retiring or relocating to Italy? Here’s when a Wise or Revolut account is enough — and when you’ll need to bite the bullet and open a real Italian bank account. We compare fees, IBANs, utilities, and bureaucracy-proofing your finances.
Caesar Sedek
Aug 13 min read


Codice Fiscale: Italy’s Social Security Number, Sort Of — and Why You’ll Need It Before You Even Move
Before you can rent an apartment, open a bank account, or register with the Italian health system, you’ll need a Codice Fiscale — Italy’s version of a Social Security Number. This post breaks down what it is, why you need it, and how to get one before you even move. Whether you’re applying for a visa, securing a long-term lease, or just trying to open a wine club membership, this little code matters more than you think.
Caesar Sedek
Jul 113 min read


New Book Alert: Greener Pastures Is Here — And It Might Just Change Your Exit Strategy
What if Italy isn’t the only answer? Greener Pastures is the new no-BS guide to retiring in Europe — with side-by-side comparisons of Italy, Portugal, Spain, and France. Inside: clear timelines, real cost breakdowns, tax strategies, healthcare comparisons, and everything U.S. expats need to plan a smart escape.
Caesar Sedek
Jun 233 min read


Why Cutting State Tax Ties Matters (Even If You’re Leaving the U.S.)
Think moving abroad means you’re done paying U.S. state taxes? Think again.
If you’re leaving California, New York, or another high-tax state, you need more than a plane ticket—you need a paper trail that proves you’re gone for good. From surrendering your driver’s license to scrubbing your digital footprint, this guide breaks down how to legally and permanently cut tax ties before you move abroad.
Caesar Sedek
Jun 37 min read


Understanding Italy's Taxation on U.S. Retirement Accounts
If you’re retiring in Italy with U.S. retirement accounts, read this first. Learn how Italy taxes IRAs, Roth IRAs, and 401(k)s, how the U.S.-Italy tax treaty works, and what to expect under Italy’s progressive and 7% flat tax regimes.
Caesar Sedek
May 203 min read


Why the 4% Rule Doesn’t Work for Retiring Abroad
You’re not just retiring abroad — you’re exiting a financial system that’s being reshaped in real time by tariffs, currency shocks, and political volatility. The 4% rule wasn’t built for this world. Pretending it still works isn’t optimism — it’s negligence.
Caesar Sedek
May 135 min read


Retirement Reality: U.S. vs. Italy - Because Numbers Don't Lie
Most Americans worry about taxes or salaries abroad — but what really matters is survival. Here’s the financial reality behind our decision to retire in Italy, with real numbers comparing U.S. vs Italy costs, healthcare, taxes, and long-term security.
Caesar Sedek
Apr 285 min read


Renting vs. Buying in Italy
Thinking about renting or buying in Italy? Before you fall for the Instagram daydream, you need to hear the reality most guides won’t tell you. From shady leases to crumbling villas with ‘for sale’ signs older than you are, this is the brutally honest roadmap to surviving Italy’s real estate jungle — and making smart decisions without losing your mind (or your money).
Caesar Sedek
Apr 269 min read


Retiring Smart: U.S. vs. Italy (7% Flat Tax Scheme vs. Progressive Tax)
A no-fluff breakdown of Italy’s 7% flat tax vs. U.S. retirement costs—real math, smart strategy, and what happens after year 10.
Caesar Sedek
Apr 415 min read


Italy’s 7% Flat Tax for Retirees: What’s Real, What’s BS, and What You Actually Need to Know
Italy’s 7% tax deal for retirees sounds amazing—but most advice online is dubious. Here’s what’s real, what’s BS, and how to qualify.
Caesar Sedek
Mar 305 min read
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